Barclaycard Arrival World MasterCard Reviews

Are you a travel fanatic like me? Are you ready to explore universe? Then Barclaycard Arrival World MasterCard is the credit card for you. Why? By signing up and spending $3,000 for the first 90 days you qualify to redeem for a $400 travel statement credit. You also get 10% miles back when you redeem for travel statement credits. It gives a chance to earn double miles on all purchases with no caps. With the above advantages, it’s time you grab yours.

Today I am delighted to share with you Barclaycard Arrival World MasterCard reviews with the help of my fellow bloggers.

Grayson Bell @ Debt Roundup Review My Barclaycard Arrival World MasterCard Review – A Top Travel Rewards Credit Card “This is the card that I have in my wallet. The current fee is $89, but that fee is being waived for the first year. With this card, you can earn 2x miles on every purchase you make. It doesn’t matter the category. You just get 2x the miles on each and every purchase. This is the reason why I enjoy the card. It is a Mastercard, so acceptance is wide and vast.”

John @ Frugal Rules Review Barclaycard Arrival World MasterCard Review: A Great Rewards Card “There is an introductory 0% APR for the first 12 months on the Barclaycard Arrival World Mastercard and a variable rate after that, currently at 14.99% – 18.99%, but is based on your creditworthiness.”

Joe @ Retire by 40 Review The Barclaycard Arrival World Mastercard Review: Get 40,000 Bonus Miles ($400) “Actually, that 40,000 bonus miles is worth $440. When you redeem the miles, you will get 10% back as a bonus in 1-2 weeks. That means you’ll have 4,000 miles once you redeem the original 40,000 bonus miles. That’s another $40 toward your travel for a total of $440 bonus. Score!”

Scott @ Mile Value Review Why I Got the Barclaycard Arrival World MasterCard “Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates.”

Travis @ Extra Pack of Peanut Review Barclays Arrival Card Review: Why It May Be the Best Travel Credit Card “You’ll get 2x for all spending, which makes it an incredibly hassle free card.”

Roms Deals @ ROMS DEAL$ Review Barclaycard Arrival World Mastercard Review (40K Bonus)Not an American Express Card: It is much easier using a MasterCard at small businesses and traveling abroad than an American Express Card because MasterCard has lower merchant fees.”

Credit Card Insider @ CREDIT CARD INSIDER Review Barclaycard Arrival(TM) World MasterCard® – Earn 2x on All Purchases “The Barclaycard Arrival(TM) World MasterCard® – Earn 2x on All Purchases offers 0% intro APR on purchases and balance transfers for the first 12 months.”

Brent @ VOSA Review 40,000 Bonus Miles: Barclaycard Arrival World MasterCard Review “Why wouldn’t you want to have the ”Best Travel Credit Card” as named by CNN Money? Especially today, when they are offering a limited time only 40,000 reward mile bonus which is good for $400 worth of travel.”

Brad @ Richmond Savers Review Barclaycard Arrival(TM) World MasterCard® Credit Card Review “Not only is it easy to earn and redeem the bonus, but this is a quality card to keep in your wallet going forward, as the 2x miles on all purchases is the best we’ve seen in the industry.”

Torsten @ Mighty Travels Review Review: Barclaycard Arrival World MasterCard – Earn 2x on All PurchasesZero Fraud Liability When you travel your credit card details will be exposed to many merchants. I had credit cards compromised but a call to my bank ALWAYS made sure that I get a new card and any fraudulent charges were taken off my account.”

Josh @ Modest Money Review Barclaycard Arrival World MasterCard Review – Best Airline Credit Card “Most rewards credit cards give consumers a higher percentage off per point when redeeming for travel. For instance, with Chase Sapphire Preferred, you can get 20% more rewards by booking your travel through Ultimate Rewards. With the Barclaycard Arrival World MasterCard you only get 10% off when booking your travel.”

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Top Attractions in Birmingham

Though it has a rich, varied and significant history, vibrant culture and central location, Birmingham is often unfairly overlooked by holidaymakers in favour of cities further north or the bright lights of London.

As a result, it’s a city that is ripe for discovery with fantastic restaurants, great shopping facilities and world-class attractions. Though Birmingham has long vied to for title of Britain’s second city with nearby Manchester, the new energy, investment and optimism palpable in the city seems to be swinging the pendulum in the West Midland’s favour.

So if you’re planning a visit to Birmingham anytime soon, you’re sure to find a flight as Birmingham airport connects to the world. You can travel with Flybe for instance, that offers cheap flights to any UK destinations. Here are some not-to-be-missed Brummie attractions.

The Bull Ring

With its distinctive architecture and central location, the Bull Ring has been an important feature of Birmingham city life since the Middle Ages when a market was established on the site.

Shopaholics will be in heaven as the centre houses one of only four Selfridges department stores in the country as well as the fourth largest Debenhams in the UK.

The latest shopping centre on the site was opened in 2003 and in its first year saw over 35 million people walk through its doors.

 Cadbury World

If you’re a chocoholic, this is one attraction that is not to be missed during your Brummie adventure.

Cadbury World is made up of 14 zones that visitors can explore to learn all about the history and the making of chocolate. There are also interactive displays, demonstrations and activities, including the chance to create a chocolate of your very own.

Birmingham Back to Backs

 Like many cities in the Midlands, Birmingham has a strong industrial history and the 19th century saw hundreds of homes built to house local workers.

The Birmingham Back to Backs, located at 50-54 Inge Street, is home to the last surviving back-to-back homes in the city and offers a fascinating insight into life over the last 200 years.

Now owned by the National Trust, the houses have been transformed into a museum that vividly brings the past to life and makes a great day out for kids and grown-ups alike.

With much to see and do, Birmingham is a great destination for a weekend away and it’s easy to reach this central metropolis whether you’re coming from London, Manchester or worldwide.

 

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6 Costly Mistakes Reward Credit Card Users Should Avoid

Reward Credit Card Mistakes

Rewards credit cards are the new black! They allow you to collect a variety of points, cash back bonuses and airline miles just by using them. They reward your loyalty and usage by giving you something back. However, just like with any credit card, there are downsides to rewards credit cards if you do not manage them properly. Today we explore some of the reward credit card mistakes you could be making and how to mitigate against them.

Getting Too Many Reward Credit Cards

A rewards credit card is still a credit card. It affects your credit score the way a normal credit card does. Opening too many rewards credit card accounts is bound to negatively affect your credit score. As with any credit card application, your credit background will be checked. Too many checks and lenders might get suspicious of your activities and downgrade your score.

Secondly, rewards credit cards award loyalty. With many credit cards you stand s smaller chance of accumulating any significant rewards with any program. As commonly said, you are spread too thin. The best solution for you is to consolidate your cards or programs and focus on one or two that fit your needs.

Overspending to Acquire Miles

The idea of earning miles and using them to fly free is alluring. It makes you want to grab your card and go on a spending spree. However, before you do that, consider the implications. You still have to clear the charges you make on the card. You have been loaned money and you will pay it back, with interest! Ask yourself whether the miles you earn are worth the interest you pay at the end of each month.

This is a rather common rewards credit card mistake. The best solution is to use your card normally. Follow your budget when using your rewards credit card. Do not under any circumstance go overboard just to earn the miles. It might lead you into unnecessary debt.

Paying Interest On Reward Credit Cards

Rewards credit cards have higher interest rates than normal credit cards. Many users make the mistake of accumulating huge balances on their cards and end up paying hefty interest rates and late payment fees. As with any credit card, ensure that you pay off your credit card balances on time each month. This will reflect well on your credit score and save you a tonne. It also means you earn rewards cheaply since you are paying normal interest rates and have no penalties.

Forgetting About Rewards

Do you know the rewards you have with all your reward credit card programs? You will be surprised by how many users are unaware of what they have accumulated so far. If anything, this is one of the more prevalent reward credit card mistakes! Users simply forget about their rewards. The rewards end up expired or devalued since owners fail to claim them.

Consider your credit card rewards an investment. Something of value. With any investment you want to know the performance and rate of return. Keep track of the programs you sign up for and what they offer in terms of rewards. You can sign up for services that allow easy tracking of your rewards such as Awards Wallet. You can also download apps to easily manage your points.

Redeeming the Wrong Reward

Most reward credit card users do not calculate the value of their redemptions. You get a raw deal when you fail to weigh the options. Of the available rewards for redemption, choose the one that makes the most economic sense while satisfying a need. For example, while it might be tempting to shell out 30,000 points for a trip to Mexico, basic math shows it is not an optimal choice.  It would be cheaper to pay for the trip in cash! You can instead redeem your points for a gift card or item.

Unrealistic Expectations

The reality is, redeeming points isn’t as easy as walking into Starbucks and ordering your morning latte. It’s a process. Lengthy at times. You do not always get what you want when you want it. Keep that fact in mind when earning and redeeming your rewards. Adjust your expectations accordingly. If you plan on redeeming your rewards and miles, plan well in advance. Book flights early and confirm often before your travel date.

Conclusion

Reward credit cards offer consumers a way of getting something back for money spent. They are not perfect, but, they are better than nothing. Used responsibly and managed carefully, these cards open opportunities for you to enjoy free rewards. You can make the most of your card by avoiding the reward credit card mistakes discussed and implementing the simple suggestions. There is much to be enjoyed if you plan well in advance and stick to your program!

What mistake has affected you the most and how have you solved it? Please, let us learn from each other in the comments below 🙂

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A Complaint Letter to Jetstar Airline: Sitting Next to a Hippopotamus

It is hard to find humor in Airline complaints but this letter made me almost crack my bones. This guy Rich Wisken had to tolerate fetid whiffs of body odour from ‘infant hippopotamus’ obese man sitting next to him for four-and-half hours. Mr Wisken was not at all happy with the four-and-a-half-hour flight and has penned a furious letter to the airline, Jetstar, a subsidiary of Qantas.

MR WISKEN’S LETTER TO JETSTAR

Dear Jetstar…

Do you like riddles? I do, that’s why I’m starting this letter with one. What weighs more than a Suzuki Swift, less than a Hummer and smells like the decaying anus of a deceased homeless man? No idea? How about, what measures food portions in kilograms and has the personal hygiene of a French prostitute? Still nothing? Right, one more try. What’s fat as f***, stinks like shit and should be forced to purchase two seats on a Jetstar flight? That’s right, it’s the man I sat next to under on my flight from Perth to Sydney yesterday.

As I boarded the plane, I mentally high-fived myself for paying the additional $25 for an emergency seat. I was imagining all that extra room, when I was suddenly distracted by what appeared to be an infant hippopotamus located halfway down the aisle.

As I got closer, I was relieved to see that it wasn’t a dangerous semi-aquatic African mammal, but a morbidly obese human being. However, this relief was short-lived when I realised that my seat was located somewhere underneath him.

Soon after I managed to burrow into my seat, I caught what was to be the first of numerous fetid whiffs of body odour. His scent possessed hints of blue cheese and Mumbai slum, with nuances of sweaty flesh and human faeces sprayed with cologne – Eau No.

Considering I was visibly under duress, I found it strange that none of the cabin crew offered me another seat. To be fair, it’s entirely possible that none of them actually saw me. Perhaps this photo will jog their memories.

Pinned to my seat by a fleshy boulder, I started preparing for a 127 Hours-like escape. Thankfully though, the beast moved slightly to his left, which allowed me to stand up, walk to the back of the plane and politely ask the cabin crew to be seated elsewhere. I didn’t catch the names of the three flight attendants, but for the purpose of this letter, I’ll call them: Chatty 1, Chatty 2 and Giggly (I’ve given them all the same surname – Couldnotgiveash***).

After my request, Chatty 1 and Chatty 2 continued their conversation, presumably about how s*** they are at their jobs, and Giggly, well, she just giggled. I then asked if I could sit in one of the six vacant seats at the back of the aircraft, to which Giggly responded, “hehehe, they’re for crew only, hehehe”. I think Giggly may be suffering from some form of mental impairment.

I tried to relocate myself without the assistance of the Couldnotgiveas*** triplets, but unfortunately everyone with a row to themselves was now lying down. It was then I realised that my fate was sealed. I made my way back to Jabba the Hutt and spent the remainder of the flight smothered in side-boob and cellulite, taking shallow breaths to avoid noxious gas poisoning. Just before landing,

I revisited the back of the plane to use the toilet. You could imagine my surprise when I saw both “crew only” rows occupied by non-crew members. I can only assume Giggly let them sit there after she forgot who she was and why she’s flying on a big, shiny metal thing in the sky.

Imagine going out for dinner and a movie, only to have your night ruined by a fat mess who eats half your meal then blocks 50% of the screen. Isn’t that exactly the same as having someone who can’t control their calorie intake occupying half your seat on a flight? Of course it is, so that’s why I’m demanding a full refund of my ticket, including the $25 for an emergency row seat.

I’m also looking to be compensated for the physical pain and mental suffering caused by being enveloped in human blubber for four hours. My lower back is in agony and I had to type this letter one-handed as I’m yet to regain full use of my left side. If I don’t recover completely, I’ll have to say goodbye to my lifelong dream of becoming Air Guitar World Champion. If that occurs, you will pay.

To discuss my generous compensation package, email me at: richwisken@hotmail.com, or tweet me at: @RichWisken

No regards,

Rich Wisken.

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A Very Generous Airline Miles Donation

Alan and Jan’s love story is special and unique.

They met at Regis University in 1988 where they both were completing their degrees. From their first coffee date to their 21st wedding anniversary, Alan and Jan shared an indescribable connection that would last a lifetime.

“Our love was an exception,” said Jan. “We were always able to work out any issues and go to bed happy – I truly feel blessed to have known this kind of love.”

After their first year of marriage, the couple started their own computer company, which allowed them to start saving for their future. The company continued to thrive into the early 2000’s. The success of their company brought numerous business trips around the country, allowing the couple to attain thousands of frequent flyer miles, which they agreed to save and use for personal travel upon their 25th wedding anniversary.

But in 2008, Alan passed away from a sudden lung aneurism at the age of 51, just three years short of their 25th anniversary and plans to travel the world together. The couple’s frequent flyer miles sat untouched for several years until one morning in December when fate intervened and showed Jan what to do with them.

“It was an odd morning to begin with,” said Jan. “My dog, Thunder, woke me up earlier than usual to go to the bathroom, so I decided to turn on the local news, something that I NEVER do in the mornings, for some background noise.”

When Jan turned on the television, the 7NEWS morning broadcaster appeared and eagerly asked viewers to call in and donated their unused frequent flyer miles to help Make-A-Wish Colorado wish kids.

“It was perfect timing,” said Jan. “So I dialed the number, spoke to a Make-A-Wish volunteer and instantly broke down into tears. These airline miles were so important to Alan and me that it was very emotional for me to be donating them all to charity because it truly meant that we would never be using them together as planned.”

After collecting herself, Jan announced to the volunteer that she wanted to donate 323,083 airline miles.

“Alan and I were saving these frequent flyer miles for our future,” said Jan. “But, donating them was the best decision I’ve ever made because now kids and their families will be able to fly to their wish destinations and create lasting memories together.”

Jan is reminded of Alan’s kindhearted spirit every day and knows that he supports her decision to donate the airline miles to Make-A-Wish Colorado.

To donate your airline miles to help wish kids take flight please visit here.

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