Weekly Roundup – Fincon#13 Edition

Another two months and the year will have summarily come to an end! Its certainly a time for reflection on whether you have accomplished your beginning of year resolutions and goals and determine what you need to do to ensure you accomplish the remaining ones.

Fincon13

It has been a busy week on all fronts, traveling, learning tonnes at Fincon13, and meeting amazing bloggers. There is a lot that goes into blogging, and while writing is the main thing, it doesn’t even begin to cover the blogging spectrum.

You will also have to deal with promotion, social media engagement, seo and marketing for your blog. It can get overwhelming fast unless you set up systems earlier on on how to deal with the deluge of work.

Being a Blogger

One thing though, its fun being a blogger. You learn a lot, meet and engage with amazing people from diverse backgrounds and perform your share of “changing the world” for the better. At day’s end, you are happy you have touched, educated or entertained your readers and impacted their lives significantly.

Lessons on Blogging

A key lesson I’ll be taking from Fincon13: Give, Give, Give without expectation of ever getting back. Promote others, share their content, feature them on your blog, collaborate with them and share your tricks. You won’t get a thing in return in the short run, but in the long run, you will have earned credibility, respect, and that open doors to far bigger opportunities.

Heres the weekly roundup of some awesome bloggers I enjoyed reading this week.

Boy wearing sunglassesSmiling Faces Travel Photos.

Smiles of ChinaNomadic Samuel.

The Ultimate Thai Combo MealMigrationology.

Hitchhiking AmericaThe Expert Vagabond.

Couch rebounding in Amsterdam on regular Gay StreetWaegook Tom.

Baby essentials i wouldn’t buy on the cheapModest Money

Have an awesome weekend everyone!

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4 Reasons Why Travel With Friends is a Great Alternative to Traveling Alone

Traveling with friends is advisable, first and foremost, because it is safer and less risky. Most of the dangers of traveling affect tourists who are traveling by themselves. Thieves and other individuals looking to cause harm are less likely to bother a large group of travelers. Also, when you travel with friends, you’ll have more sets of eyes to be on the lookout for dangerous situations. Here are some other benefits of traveling in numbers.

Travel with Friends Lightens Cost Load

When you travel with friends, you’ll save money on your vacation. Teaming up with others to rent lodging for the night requires each person to spend less on a room. When you take a cab, you can split the taxicab fare.

Travel is More Fun in Groups

Travel, quite simply, is more fun with a group of friends. When you are visiting a foreign country, experiencing the strange, new, and unexpected, and expanding your world view, it’s important to have someone you trust alongside you. A vacation with friends heightens the value of the experience.

Create Shared Memories with Friends

One of the best things about travel with friends rather than traveling alone is the ability to create shared memories that will last a lifetime. When you visit a foreign country or an exotic location, the first thing you’ll want to do is tell your friends about your experiences. Showing them photographs and trying to give them a play-by-play of your most exciting moments, though, is a tedious process. Your friends might get bored, and you’ll never feel that you adequately explained the joy of your vacation.

When you travel with friends, however, you’ll all have shared experiences that you can chat to one another for years to come. Each time you get together, you’ll remember the funny stories and interesting events that happened on your group vacation.

Conclusion

If you have a credit card that offers airline miles as a perk for frequent use, you might consider teaming up with friends to get the most out of your vacation. Even though you may not be able to spread the miles out amongst several different people, you can purchase as many tickets as possible using your airline miles and have everyone chip in to cover the cost of the remaining tickets.

You’ll enjoy your vacation so much more when you travel with friends.

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Credit Cards with Airline Miles Benefits: Saving Miles for Greater Opportunities

A credit card is a plastic card used to purchase goods and services and then pay the cost at a later date. Some credit cards offer more than just a convenient way to make purchases. For example, credit cards with airline miles benefits allow consumers to rack up free air travel miles simply by making purchases with the credit card.

How Can you Use Your Airline Miles Benefits?

Some credit card companies have specific guidelines involving how and when you can use your accumulated miles. Other credit card companies allow customers to use their airline miles benefits whenever and to wherever they want. It’s important to consult your credit card company to see precisely how they govern the use of airline miles. That way, you won’t be caught off guard or inconvenienced when you are ready to start your holiday.

Where Should You Travel?

One of the hardest decisions to make with regard to a credit card that has airline miles benefits is where to travel. Some consumers simply want to cash in their miles to visit family members who live in the same country but too far away to comfortably drive. Others use their miles to visit exotic and faraway locations in different continents around the world. This decision is completely up to you.

Saving Miles for Greater Opportunities

One great trick for consumers who have a credit card with airline mile benefits is to save your miles for as long as possible. Often, credit cards add miles slowly at the beginning. The miles can increase exponentially the longer you hold onto them. Plan to use your airline miles a few years down the road. You’ll save money on your airline tickets or even travel to a more exotic location around the world.

Saving your accumulated miles can be difficult; many consumers want to use their miles as quickly as possible by taking short flights around the country. However, when you can travel to a destination that you may never again see in your life, you’ll form lifelong memories and have incredible experiences that will be well worth the wait.

Conclusion

A credit card with airline miles benefits is a useful tool to have, but it can also provide some exciting perks to account holders. If you have a credit card that allows you to accumulate air travel miles, you can pursue your love for travel without racking up huge airfare bills.

 

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How to Choose the Perfect Airline for Your Next Trip

Many people have credit cards that provide them with free airline miles for each dollar spent with the credit card. This is an incredibly valuable benefit, and customers can travel to a variety of exotic destinations and vacation spots by exchanging their airline miles for a free ticket. While many people focus solely on choosing their desired destination when they decide to redeem accumulated airline miles, it’s also important to focus on the perfect airline to use when getting to your chosen destination.

Choose the Perfect Airline

There are hundreds of different airlines and subsidiary airlines operating throughout the world, and each airline has its own list of pros and cons. If you are having trouble choosing the perfect airline for your next trip, answering these questions may help guide you through the decision process. Choosing the perfect airline will dramatically reduce the stress you experience on vacation, so you can focus instead on enjoying yourself.

How Many People Are in Your Party?

First, it may be helpful to consider the number of people with whom you will be traveling. Some airlines work better for individuals traveling alone. If you are traveling by yourself, you may be able to afford an upgrade to business class seating or first-class seating. These seats are more comfortable and the service is much better. If you are travel with friends, you might want to reserve several rows of seats so that you can all travel together. There are some airlines that cater more toward families, so be aware of what groups your airline is best able to serve.

How Long is Your Flight?

The length of your flight can also influence your airline selection. If your flight is short and domestic, you might be able to cut some costs by eliminating luxurious additions that simply won’t be necessary on a brief flight. If, however, you plan on crossing an ocean or traveling to the other side of the world, you’ll want to invest in a little added comfort to make the flight more bearable.

Will You Have Checked Baggage?

Estimating the amount of baggage you’ll be bringing on the flight can also help you choose the right airline. Some airlines charge exorbitant fees for checking an extra bag, and this may eliminate a particular airline as a valid option for your travels.

Conclusion

Spending some time evaluating different airlines before you make a purchase will ensure that you use your accumulated airline miles effectively and conservatively.

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5 Credit Card Tips that will Help Consumers Avoid Excessive Debt

While credit cards can be a great way to prepare for emergencies and spread out the cost of big purchases over a longer period of time, excessive debt can be a real problem for consumers with credit cards. These credit card tips will help you avoid excessive debt.

Create a Budget

The easiest way to avoid getting overwhelmed by excessive debt is to create a strict budget and stick to it at all times. If you cannot afford to purchase a large item and incorporate monthly credit card payments into your budget, then you should not purchase the item. A budget is a guidebook to financial security. With a budget, you can see precisely where your money is going, and you can avoid accumulating too much debt.

Never Use Credit Cards to Pay Recurring Bills

One thing to avoid with credit cards is using a credit card to pay recurring bills. If you use a credit card one month to pay a monthly bill such as your electric bill, gas bill, or rent payment, you’ll have to pay that same monthly payment next month in addition to a minimum credit card payment. The credit card tip here; credit cards should be reserved for special monthly purchases that fit within your budget.

Make More than the Minimum Payment

If you can, try to make more than the minimum payment each month on your credit card. Paying more than the minimum will chip away at your credit card debt and help you pay off the credit card more quickly. Even a few extra dollars each month can go a long way in reducing total debt. It will also significantly reduce the chances of surcharges such as late payment fees and penalties.

Save for as Much as Possible

While it’s tempting to use a credit card to purchase items right away, you should try to save for them as much as possible. If you plan on purchasing new appliances, new electronic equipment, or even a new car, saving for the total cost is preferable to racking up excessive credit card debt.

Credit Card Tips #5 – Avoid Late Payments

One simple way to avoid excessive amounts of debt is simply to make payments on time. Late payments add late charges to your account balance, and these charges are added to the principal amount of your debt. This means that late fees will accrue interest just like the regular amount charged to your credit card. If at all possible, make payments on time. You can set up recurring debit payments or direct bank account withdrawals to ensure that you never miss a payment.

Conclusion

Credit cards are only dangerous when used irresponsibly. With these credit card tips you can steer clear or any major credit card debt, and instead enjoy the benefits.

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