4 Steps for Selecting the Right Airlines for Your Vacation

Traveling via air is one of the most convenient and exciting ways to reach a new destination. People choose air travel for a variety of different reasons. Some people need to travel by air because they have a very short time frame during which they can arrive at their destinations. Business travelers, for example, value efficiency and speed when selecting a travel mode. Others prefer to travel by air because they don’t have to worry about operating a vehicle or changing transportation modes over and over again. Some people choose to travel by air simply because it’s fun and convenient.

One other increasingly popular reason why consumers choose to travel by air is the prevalence of credit cards that offer customers the option to accumulate airline miles as a reward for credit card usage. Essentially, every time a consumer uses the credit card, he or she earns a small amount of airline miles. After these miles have been saved for a specific amount of time, they can be redeemed for either a part of the cost or the entire cost of an airline ticket.

If you plan to travel by air, it’s important to select airlines  for your specific needs. Here is a convenient four-step checklist that will help you narrow your options and choose the right airline for your next vacation.

Consider Your Options

First, you’ll have to consider your options. Not all airlines travel to all destinations, and sometimes airlines do not operate on certain days or at specific times during the day. If you have time constraints that dictate when you can travel, you’ll have to select airlines that offer flights during the necessary window. You may also have to switch airlines several times, especially if you are traveling to a more obscure destination.

Choose Luxury or Economy

When you’ve compiled a list of airlines that offer flights to your destination during the correct time frame, you need to decide whether you are looking for luxury or economy in an airline. Luxurious airlines are more comfortable and service-oriented while economic airlines remove the “extras” and “perks” and simply provide customers with affordable travel. This may depend largely on the number of airline miles you have accumulated. It may also depend on which airlines your credit card works with to provide miles.

Select Airlines on Safety Reputation

Finally, you might want to look at a specific airline’s safety ratings and reputation when you select airlines. The safety ratings of an airline reference specific incidents and safety risks while an airline’s reputation encompasses service, customer satisfaction, and other factors.

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How to Avoid Overseas Theft While Traveling

Traveling to a foreign country is one of the most exciting and beneficial experiences that an individual can have. Foreign travel expands one’s world view, exposes a person to new cultures, and creates colorful memories that will last a lifetime. These memories, however, may not always be good memories. An overseas theft can leave you stranded in a foreign country with no means to get home again. If you’ve saved up your credit card airline miles for an exciting overseas vacation, the last thing you want to experience is a vacation-derailing theft. Here are some ways on how to avoid theft overseas.

Wear a Money Belt

When traveling, always wear a money belt tucked beneath the waistband of your pants or shorts. Many people make the mistake of putting a wallet filled with credit cards and cash in a purse or back pocket. These are two of the easiest places for thieves to access. When money is worn across your abdomen, however, thieves are far less likely to gain access to your belongings.

Avoid Crowd Situations

It’s also important to avoid situations where crowds of people are present. Crowds are a breeding ground for pickpockets and overseas thieves. Because tourists often unwittingly stumble into pressing crowds, thieves are quite easily able to lift wallets, billfolds, and purses from the unsuspecting tourists. Keep space in between you and other people, and you will be far less likely to experience the theft of your personal belongings. If you do experience a theft, contact your financial institutions, banks, and credit card companies immediately.

Be Understated Tourists

One of the easiest ways to engineer a run-in with overseas thieves is to present yourself as a flashy and ignorant tourist. Thieves in foreign countries are always on the lookout for tourists who don’t take their vacations seriously. If you are loud and obnoxious while traveling, you will expose yourself to potential thieves who may view you as an easy target. Be professional and courteous while traveling, and try your best to blend in with the culture around you. You might be tempted to let loose and act crazy while traveling, but thats not how to avoid theft overseas. You do so by being understated and blending in seamlessly with your surroundings. Why risk your accumulated credit card airline miles on a moment of senseless frivolity?

Conclusion

There is no way to guarantee safety from thieves, but there are methods of reducing the likelihood of experiencing a theft. These simple tips can help keep you safe while you are traveling.

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5 Ways Consumers Can Benefit from Credit Cards

A credit card is often described as a frightening or dangerous financial solution with nothing but negative effects on a consumer’s life. While credit cards do have a lot of negative connotations and risks, there are benefits from credit cards usage. The trick, of course, is to use credit cards responsibly. Paying off as much of the credit card as possible each billing cycle will keep consumers from drowning in debt. It’s also important to never borrow more than you can afford to pay back. Here is how you can benefit from credit cards.

Purchase Investment Items and Pay Long-Term

First, a credit card allows consumers to purchase items and spread the payments for those items over a longer period of time. Many consumers use credit cards to purchase expensive items such as appliances or electronic devices. Instead of having to pay the full price upfront, you can charge the item and pay for it over the course of several months.

Have Security in Emergencies

Credit cards can also provide security in emergencies. Injuries, illnesses, damage to homes, accidents, and other emergencies are often quite expensive. With a credit card, you’ll be protected in all circumstances.

Build a Solid Credit Score

If you use a credit card wisely, you can actually build up your credit score.  A high credit score is necessary for purchasing a house, an automobile, or other large items. Regular payments to a credit card company will boost your score. You stand to benefit from credit cards with responsible usage.

Learn Effective Money Management

Credit cards can also help consumers learn the skills associated with effective and responsible money management. Creating a budget and making on-time payments are crucial life skills that will serve you well throughout life.

Earn Bonus Items and Rewards

One of the least-known ways that consumers can benefit from owning a credit card is through the perks and rewards that many credit card companies offer. When you use your credit card to make purchases, many credit card companies give cash back, reward points that can go to further purchases, or even credit card airline miles. You can redeem these miles and fly for free to a destination of your choice.

Benefit From Credit Card

Credit cards must be used responsibly, but they aren’t always negative. Irresponsible credit card users will find themselves overwhelmed by debt, but if you use a credit card effectively, you can actually achieve all of these incredible benefits.

 

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Weekly Roundup – Fincon#13 Edition

Another two months and the year will have summarily come to an end! Its certainly a time for reflection on whether you have accomplished your beginning of year resolutions and goals and determine what you need to do to ensure you accomplish the remaining ones.

Fincon13

It has been a busy week on all fronts, traveling, learning tonnes at Fincon13, and meeting amazing bloggers. There is a lot that goes into blogging, and while writing is the main thing, it doesn’t even begin to cover the blogging spectrum.

You will also have to deal with promotion, social media engagement, seo and marketing for your blog. It can get overwhelming fast unless you set up systems earlier on on how to deal with the deluge of work.

Being a Blogger

One thing though, its fun being a blogger. You learn a lot, meet and engage with amazing people from diverse backgrounds and perform your share of “changing the world” for the better. At day’s end, you are happy you have touched, educated or entertained your readers and impacted their lives significantly.

Lessons on Blogging

A key lesson I’ll be taking from Fincon13: Give, Give, Give without expectation of ever getting back. Promote others, share their content, feature them on your blog, collaborate with them and share your tricks. You won’t get a thing in return in the short run, but in the long run, you will have earned credibility, respect, and that open doors to far bigger opportunities.

Heres the weekly roundup of some awesome bloggers I enjoyed reading this week.

Boy wearing sunglassesSmiling Faces Travel Photos.

Smiles of ChinaNomadic Samuel.

The Ultimate Thai Combo MealMigrationology.

Hitchhiking AmericaThe Expert Vagabond.

Couch rebounding in Amsterdam on regular Gay StreetWaegook Tom.

Baby essentials i wouldn’t buy on the cheapModest Money

Have an awesome weekend everyone!

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4 Reasons Why Travel With Friends is a Great Alternative to Traveling Alone

Traveling with friends is advisable, first and foremost, because it is safer and less risky. Most of the dangers of traveling affect tourists who are traveling by themselves. Thieves and other individuals looking to cause harm are less likely to bother a large group of travelers. Also, when you travel with friends, you’ll have more sets of eyes to be on the lookout for dangerous situations. Here are some other benefits of traveling in numbers.

Travel with Friends Lightens Cost Load

When you travel with friends, you’ll save money on your vacation. Teaming up with others to rent lodging for the night requires each person to spend less on a room. When you take a cab, you can split the taxicab fare.

Travel is More Fun in Groups

Travel, quite simply, is more fun with a group of friends. When you are visiting a foreign country, experiencing the strange, new, and unexpected, and expanding your world view, it’s important to have someone you trust alongside you. A vacation with friends heightens the value of the experience.

Create Shared Memories with Friends

One of the best things about travel with friends rather than traveling alone is the ability to create shared memories that will last a lifetime. When you visit a foreign country or an exotic location, the first thing you’ll want to do is tell your friends about your experiences. Showing them photographs and trying to give them a play-by-play of your most exciting moments, though, is a tedious process. Your friends might get bored, and you’ll never feel that you adequately explained the joy of your vacation.

When you travel with friends, however, you’ll all have shared experiences that you can chat to one another for years to come. Each time you get together, you’ll remember the funny stories and interesting events that happened on your group vacation.

Conclusion

If you have a credit card that offers airline miles as a perk for frequent use, you might consider teaming up with friends to get the most out of your vacation. Even though you may not be able to spread the miles out amongst several different people, you can purchase as many tickets as possible using your airline miles and have everyone chip in to cover the cost of the remaining tickets.

You’ll enjoy your vacation so much more when you travel with friends.

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