How to Avoid Overseas Theft While Traveling

Traveling to a foreign country is one of the most exciting and beneficial experiences that an individual can have. Foreign travel expands one’s world view, exposes a person to new cultures, and creates colorful memories that will last a lifetime. These memories, however, may not always be good memories. An overseas theft can leave you stranded in a foreign country with no means to get home again. If you’ve saved up your credit card airline miles for an exciting overseas vacation, the last thing you want to experience is a vacation-derailing theft. Here are some ways on how to avoid theft overseas.

Wear a Money Belt

When traveling, always wear a money belt tucked beneath the waistband of your pants or shorts. Many people make the mistake of putting a wallet filled with credit cards and cash in a purse or back pocket. These are two of the easiest places for thieves to access. When money is worn across your abdomen, however, thieves are far less likely to gain access to your belongings.

Avoid Crowd Situations

It’s also important to avoid situations where crowds of people are present. Crowds are a breeding ground for pickpockets and overseas thieves. Because tourists often unwittingly stumble into pressing crowds, thieves are quite easily able to lift wallets, billfolds, and purses from the unsuspecting tourists. Keep space in between you and other people, and you will be far less likely to experience the theft of your personal belongings. If you do experience a theft, contact your financial institutions, banks, and credit card companies immediately.

Be Understated Tourists

One of the easiest ways to engineer a run-in with overseas thieves is to present yourself as a flashy and ignorant tourist. Thieves in foreign countries are always on the lookout for tourists who don’t take their vacations seriously. If you are loud and obnoxious while traveling, you will expose yourself to potential thieves who may view you as an easy target. Be professional and courteous while traveling, and try your best to blend in with the culture around you. You might be tempted to let loose and act crazy while traveling, but thats not how to avoid theft overseas. You do so by being understated and blending in seamlessly with your surroundings. Why risk your accumulated credit card airline miles on a moment of senseless frivolity?

Conclusion

There is no way to guarantee safety from thieves, but there are methods of reducing the likelihood of experiencing a theft. These simple tips can help keep you safe while you are traveling.

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5 Ways Consumers Can Benefit from Credit Cards

A credit card is often described as a frightening or dangerous financial solution with nothing but negative effects on a consumer’s life. While credit cards do have a lot of negative connotations and risks, there are benefits from credit cards usage. The trick, of course, is to use credit cards responsibly. Paying off as much of the credit card as possible each billing cycle will keep consumers from drowning in debt. It’s also important to never borrow more than you can afford to pay back. Here is how you can benefit from credit cards.

Purchase Investment Items and Pay Long-Term

First, a credit card allows consumers to purchase items and spread the payments for those items over a longer period of time. Many consumers use credit cards to purchase expensive items such as appliances or electronic devices. Instead of having to pay the full price upfront, you can charge the item and pay for it over the course of several months.

Have Security in Emergencies

Credit cards can also provide security in emergencies. Injuries, illnesses, damage to homes, accidents, and other emergencies are often quite expensive. With a credit card, you’ll be protected in all circumstances.

Build a Solid Credit Score

If you use a credit card wisely, you can actually build up your credit score.  A high credit score is necessary for purchasing a house, an automobile, or other large items. Regular payments to a credit card company will boost your score. You stand to benefit from credit cards with responsible usage.

Learn Effective Money Management

Credit cards can also help consumers learn the skills associated with effective and responsible money management. Creating a budget and making on-time payments are crucial life skills that will serve you well throughout life.

Earn Bonus Items and Rewards

One of the least-known ways that consumers can benefit from owning a credit card is through the perks and rewards that many credit card companies offer. When you use your credit card to make purchases, many credit card companies give cash back, reward points that can go to further purchases, or even credit card airline miles. You can redeem these miles and fly for free to a destination of your choice.

Benefit From Credit Card

Credit cards must be used responsibly, but they aren’t always negative. Irresponsible credit card users will find themselves overwhelmed by debt, but if you use a credit card effectively, you can actually achieve all of these incredible benefits.

 

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Weekly Roundup – Fincon#13 Edition

Another two months and the year will have summarily come to an end! Its certainly a time for reflection on whether you have accomplished your beginning of year resolutions and goals and determine what you need to do to ensure you accomplish the remaining ones.

Fincon13

It has been a busy week on all fronts, traveling, learning tonnes at Fincon13, and meeting amazing bloggers. There is a lot that goes into blogging, and while writing is the main thing, it doesn’t even begin to cover the blogging spectrum.

You will also have to deal with promotion, social media engagement, seo and marketing for your blog. It can get overwhelming fast unless you set up systems earlier on on how to deal with the deluge of work.

Being a Blogger

One thing though, its fun being a blogger. You learn a lot, meet and engage with amazing people from diverse backgrounds and perform your share of “changing the world” for the better. At day’s end, you are happy you have touched, educated or entertained your readers and impacted their lives significantly.

Lessons on Blogging

A key lesson I’ll be taking from Fincon13: Give, Give, Give without expectation of ever getting back. Promote others, share their content, feature them on your blog, collaborate with them and share your tricks. You won’t get a thing in return in the short run, but in the long run, you will have earned credibility, respect, and that open doors to far bigger opportunities.

Heres the weekly roundup of some awesome bloggers I enjoyed reading this week.

Boy wearing sunglassesSmiling Faces Travel Photos.

Smiles of ChinaNomadic Samuel.

The Ultimate Thai Combo MealMigrationology.

Hitchhiking AmericaThe Expert Vagabond.

Couch rebounding in Amsterdam on regular Gay StreetWaegook Tom.

Baby essentials i wouldn’t buy on the cheapModest Money

Have an awesome weekend everyone!

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4 Reasons Why Travel With Friends is a Great Alternative to Traveling Alone

Traveling with friends is advisable, first and foremost, because it is safer and less risky. Most of the dangers of traveling affect tourists who are traveling by themselves. Thieves and other individuals looking to cause harm are less likely to bother a large group of travelers. Also, when you travel with friends, you’ll have more sets of eyes to be on the lookout for dangerous situations. Here are some other benefits of traveling in numbers.

Travel with Friends Lightens Cost Load

When you travel with friends, you’ll save money on your vacation. Teaming up with others to rent lodging for the night requires each person to spend less on a room. When you take a cab, you can split the taxicab fare.

Travel is More Fun in Groups

Travel, quite simply, is more fun with a group of friends. When you are visiting a foreign country, experiencing the strange, new, and unexpected, and expanding your world view, it’s important to have someone you trust alongside you. A vacation with friends heightens the value of the experience.

Create Shared Memories with Friends

One of the best things about travel with friends rather than traveling alone is the ability to create shared memories that will last a lifetime. When you visit a foreign country or an exotic location, the first thing you’ll want to do is tell your friends about your experiences. Showing them photographs and trying to give them a play-by-play of your most exciting moments, though, is a tedious process. Your friends might get bored, and you’ll never feel that you adequately explained the joy of your vacation.

When you travel with friends, however, you’ll all have shared experiences that you can chat to one another for years to come. Each time you get together, you’ll remember the funny stories and interesting events that happened on your group vacation.

Conclusion

If you have a credit card that offers airline miles as a perk for frequent use, you might consider teaming up with friends to get the most out of your vacation. Even though you may not be able to spread the miles out amongst several different people, you can purchase as many tickets as possible using your airline miles and have everyone chip in to cover the cost of the remaining tickets.

You’ll enjoy your vacation so much more when you travel with friends.

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Credit Cards with Airline Miles Benefits: Saving Miles for Greater Opportunities

A credit card is a plastic card used to purchase goods and services and then pay the cost at a later date. Some credit cards offer more than just a convenient way to make purchases. For example, credit cards with airline miles benefits allow consumers to rack up free air travel miles simply by making purchases with the credit card.

How Can you Use Your Airline Miles Benefits?

Some credit card companies have specific guidelines involving how and when you can use your accumulated miles. Other credit card companies allow customers to use their airline miles benefits whenever and to wherever they want. It’s important to consult your credit card company to see precisely how they govern the use of airline miles. That way, you won’t be caught off guard or inconvenienced when you are ready to start your holiday.

Where Should You Travel?

One of the hardest decisions to make with regard to a credit card that has airline miles benefits is where to travel. Some consumers simply want to cash in their miles to visit family members who live in the same country but too far away to comfortably drive. Others use their miles to visit exotic and faraway locations in different continents around the world. This decision is completely up to you.

Saving Miles for Greater Opportunities

One great trick for consumers who have a credit card with airline mile benefits is to save your miles for as long as possible. Often, credit cards add miles slowly at the beginning. The miles can increase exponentially the longer you hold onto them. Plan to use your airline miles a few years down the road. You’ll save money on your airline tickets or even travel to a more exotic location around the world.

Saving your accumulated miles can be difficult; many consumers want to use their miles as quickly as possible by taking short flights around the country. However, when you can travel to a destination that you may never again see in your life, you’ll form lifelong memories and have incredible experiences that will be well worth the wait.

Conclusion

A credit card with airline miles benefits is a useful tool to have, but it can also provide some exciting perks to account holders. If you have a credit card that allows you to accumulate air travel miles, you can pursue your love for travel without racking up huge airfare bills.

 

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