You can vacation on a budget and still enjoy yourself. Many people think that a good vacation is one where they are able to throw caution to the wind and spend money with reckless abandon. They assume that vacationing on a budget involves a lot of penny-pinching and sitting on the sidelines while other tourists enjoy foreign cities the way they were meant to be enjoyed.
This is simply not true. In fact, when you know that you are saving quite a bit of money on your vacation, you may even find that you’re enjoying yourself more because you don’t have to panic about money.
Experience Local Fare at a Farmer’s Market
Instead of dining at an expensive four star restaurant, you can still sample local cuisine and experience something new by shopping at a farmer’s market or picking something up from a street vendor. The fare offered at these kiosk-style eateries is just as cultural and unique as the cuisine offered in a restaurant. In fact, eating local “fast food” fare may be a better way to experience the real everyday lives of members of a different culture.
Make a List of Three Attractions and Choose One
Instead of trying to do every single touristy thing in a city, vacation on a budget by making a list of your top three attractions and choose a single attraction that costs money. Then, fill out the rest of your day with sightseeing, hikes, strolls through the city park, and people watching: events that don’t cost money. This way, you’ll only be spending money on the one tourist attraction that you’ve been dying to see.
Take an Off-Hour Flight
One great way to vacation on a budget, and make your accumulated credit card airline miles go a bit further, is to choose a flight during the off-hours. Flights during the peak hours of the day are often priced more expensively than flights late at night or very early in the morning. You may have to wake up before the sunrise to catch your flight, but if you can save a hundred bucks on the airfare, setting your alarm clock earlier will be well worth the hassle.
Enjoy Vacation on a Budget
You don’t have to sacrifice fun on your next vacation just to save a little money. These simple tips will let you vacation on a budget, keep entertained without resulting in a “freak out” moment, when you return home and check the balance of your bank account.Read More
If you’ve accumulated some airline miles with your credit card, you might be considering cashing in those miles for the family vacation of your dreams. What, though, can you do with rambunctious children on a long flight? Here are some tips on flying with kids and making the journey as stress free as possible.
Prepare Activity Packs to Keep Kids Entertained
Packing an activity pack for your children will keep them entertained during a long and tedious flight. Coloring books, MP3 devices, portable movie players, and portable video games are great ways to keep children quiet and occupied.
Bring Chewing Gum
It may sound strange, but bringing a pack of chewing gum is a necessity for parents who are flying with young children. The change in cabin pressure that occurs during an airplane flight can cause a child’s ears to “pop” painfully. A bubble of air is created in the ear canal, and this can be uncomfortable or confusing to a child. Chewing gum can help to relieve the pressure in the ears.
Never Medicate Your Children
While some parents give their children sedatives to help them sleep through a plane journey, this is a dangerous and ill-advised decision. Medicating children who are not sick can be quite dangerous, and there are plenty of other ways to relax when flying with kids.
Be Courteous to Other Passengers
While parents may encounter airplane passengers who are easily frustrated or irritable regarding you flying with kids on a plane, most airline passengers are quite understanding when it comes to child passengers. A simple apology, a smile, and a word of gratitude for the patience of your fellow travelers will go a long way. There is a story of one couple traveling with an infant who courteously handed out ear plugs to their fellow airplane passengers because they knew, in advance, that the child would likely cry on the journey. You don’t have to hand out party favors to your passengers, but you should be polite and gracious when traveling with children.
Taking a vacation with your kids is a great way to expose them to new places and ideas at a very young age. Studies have shown that children who see the world are well-rounded and even possess greater intelligence and better social skills. Don’t let the fear of a confined airplane discourage you from traveling with children. A little preparation can make the flight mostly stress free.Read More
Many consumers are interested in securing a high quality credit card in order to cover the payment for an expensive item or to provide a security blanket in the face of an emergency. Of course, it’s never a good idea to apply for credit cards simply to cover regular monthly expenses. If you overextend yourself with debt, you can find yourself in a difficult situation. If you plan on using a credit card responsibly, though, here are a few things to consider when choosing a credit card company.
Inquire About Fees
Always ask about fees before you sign up for a credit card. Late fees, early payment fees, and even fees for not using your credit card can sneak up on a credit card user.
Know Your Interest Rate
Also, it’s important to know precisely what your current interest rate is and how that interest rate can change in the future. A climbing interest rate is one of the most common causes of a monthly credit card payment that is simply too high for a customer to easily afford.
Choose an Established and Reputable Credit Card Company
Above all, it’s important while choosing a credit card company to work with an established firm with a reputation for high quality customer service. There are new credit card companies popping up every day around the world, and these credit card companies may try to entice customers with promises of low interest rates or perks that simply sound too good to be true, which may indicate an issue in the fine print.
These credit card companies often try to make headway in the credit industry by charging exceptionally high interest rates after an initial grace period. So, your interest rate may be exceptionally low for the first few months using your credit card, but the rate can jump up with very little warning, leaving you with a much higher monthly payment.
Benefits of Established Credit Card Companies
When you choose a reputable credit card company, however, you take fewer risks. These credit card companies have established themselves as businesses that provide excellent customer service. They aren’t trying to swindle customers. Instead, they are in the business of forming lasting and mutually beneficial relationships with customers.
If you follow these basic guidelines when choosing a credit card company, there is no reason why you shouldn’t be able to find a credit card company that offers low interest rates, great perks, and superb customer service.Read More
Travelling the world is a great way for an individual to expand his or her own world view, explore new cultures and civilizations, absorb a little history from around the world, and experience new challenges and ideas. World travel has long been considered one of the great investments that a person can make. Many people live their entire lives without venturing from their own hometown. While there is nothing wrong with being comfortable in your own location, avoiding travel can severely limit your understanding of the world at large.
Destination Spots in South America
Some people avoid world travel because they simply cannot afford to pay the airfare required to get them to their desired destination. Air travel is becoming more and more expensive, and many airlines are adding additional expenses that hike up the cost of traveling. Some consumers, however, are discovering the incredible benefits of using credit cards with airline mile benefits. When consumers spend money using these credit cards, they are awarded free airline miles to be used however they see fit. This is a great way to put the money you are already spending to work on your behalf. If you have accumulated some airline miles for personal use, one of the most incredible places to visit is the South American continent. While this continent shares part of its name with the United States of America, it is culturally and physically unique. Here are some of the most popular destination spots in South America.
Brazil is, by far, one of the most popular tourist destination spots in the South American continent. Brazil is the largest nation in South America, and it is filled with both busting urban environments and exotic, untamed jungles. Whether you are looking to experience a tropical excursion in the beautiful Amazon rain forest or hope to take in the nightlife or Rio de Janeiro, Brazil has something for everyone.
Chile may not be the biggest nation in South America, but it is the longest. Stretching along the entire western border of the continent, Chile is home to beautiful and historic ruins and civilizations, incredible mountainous regions, and amazing camping and hiking opportunities. Chile boasts some of the most impressive vistas in the world.
These are only two of the nations in South America. The continent is filled with beautiful attractions and vacation opportunities, which make this continent a great place to spend your credit card airline miles.Read More
A credit card that offers the benefit of accumulated airline miles is incredibly powerful for a responsible consumer. Here are just a few of the many ways that consumers can benefit from using these credit cards to make everyday purchases.
Using Airline Miles Credit Cards
Airline miles credit cards can be used just like any other credit card. These credit cards often have similar interest rates to other credit card companies, and they can be used wherever major credit cards are accepted.
Make Big Purchases
Credit cards enable consumers to make large purchases and then spread the payments for those purchases over a longer period of time. Instead of saving to purchase new appliances or new technological devices, for example, you can use a credit card upfront and then pay the balance on the item over the next few months or years.
Save in an Emergency
With a credit card, consumers can be prepared for the unexpected. It’s impossible to foresee the occurrence of accidents, damage to personal property, illness, or injuries. These occurrences, however, can be quite expensive. With a credit card, you’ll always be prepared for these events.
Earn Miles for Exotic Travel and Memorable Experiences
Of course, the major airline credit card benefit is the ability to travel and see the world for a reduced price. Many consumers suggest that they actually aren’t saving any money because they have to spend a considerable amount of money with the credit card in order to receive complementary travel miles.
Airline Credit Card Benefits
However, it’s important to remember that you’ll be spending that money on regular items anyway, so you might as well earn airline miles or travel miles on your purchases. If you pay off the monthly balance of your credit card each month, you won’t even be paying interest charges on your credit card balance. Essentially, you can receive free airline travel simply by purchasing the items you already would have purchased.
Traveling the world is a great way to create new memories, acquire new experiences, and expand your own world view to accommodate different cultures, ideas, and ways of life. Traveling by air can be quite expensive, but it is the most convenient way to travel. It makes sense to save money on airfare by using your airline credit card benefits.Read More