The Ultimate Airline Credit Card Comparison

You’ve probably seen credit card comparisons on other websites where the same credit cards are featured on every website.

This airline credit card comparison includes every major US airline credit card, not just the ones offering affiliate commission. If we missed any, let us know.

Card Name Intro APR Balance Transfer Regular APR Annual Fee Airline Rewards Intro Bonus Airline Rewards Bonus Airline Rewards
Chase Sapphire Preferred® Card 0% Either $5 or 3% of the amount of each transfer, whichever is greater. 15.99% Variable $0 for the first year, then $95 Earn 2X points on travel and dining at restaurants.1 point per dollar spent on all other purchases.

Additional point per dollar spent when you book airfare & hotel accommodations through Chase Ultimate Rewards.

Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening OFF TRAVEL Always get 20% off travel when you redeem for airfare, hotel stays, car rentals and cruises through Chase Ultimate RewardsSM. For example, a $500 flight requires just 40,000 points. That’s a $100 savings.
Apply
Blue Sky from American Express® 0% intro APR for the first 15 months. Either $5 or 3% of the amount of each transfer, whichever is greater. 17.24, 20.24 or 22.24% Variable% Variable $0 Earn points for all eligible purchases. Every 7,500 points that you earn can be redeemed for a $100 statement credit toward travel. It’s that simple. Earn 7,500 Blue Sky points after you use your new Card to make $1,000 in purchases within the first 3 months Points can be redeemed for a $100 statement credit towards airline tickets, hotel stays, or other eligible travel purchases. Apply
Citi® Platinum Select® / AAdvantage® World MasterCard®  – Either $5 or 3% of the amount of each transfer, whichever is greater 13.99% – 21.99% Variable $95 (Fee waived for the first 12 months) Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, including US Airways codeshare flights booked through American Airlines 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months Earn a $100 American Airlines Flight Discount each year of cardmembership in which you spend $30,000 or more in purchases and renew your cardmembership Apply
Starwood Preferred Guest® Credit Card from American Express Either $5 or 3% of the amount of each transfer, whichever is greater 15.24, 17.24 or 19.24% Variable $0 for the first year, then $65 Earn 2 Starpoints for which you may be eligible as a Card Member in addition to the 2 or 3 Starpoints for which you may be eligible as an SPG member.Earn 1 Starpoint® for all other purchases. Earn 10,000 Starpoints after your first purchase on the Card and an additional 15,000 Starpoints after you use your new Card to make $5,000 in purchases within the first 6 months Redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights Apply
Citi ThankYou® Premier Card Either $5 or 3% of the amount of each transfer, whichever is greater 13.99% – 22.99% Variable $125. However, the annual fee is waived for the first 12 months 3X ThankYou Points on Dining out and Entertainment. 2x ThankYou Points on Airfare and Hotels. 1x ThankYou Points on other purchases Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening Earn an 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember Apply
Capital One® Venture® Rewards Credit Card None 13.9% – 20.9% Variable $0 for the first year, then $59 Earn 2X miles on every purchase One-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months Redeem miles for flights, hotel rooms, car rentals, gift cards, and more Apply
BankAmericard Travel Rewards® Credit Card 0% for 12 billing cycles 3% of each transaction (minimum $10) 14.99% – 22.99% Variable $0 Earn 1.5 points per $1 on every purchase and travel Earn 10,000 bonus points for purchase of at least $500 in the first 90 days, that can be $100 towards travel purchases Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no blackout dates Apply
Gold Delta SkyMiles® Credit Card from American Express Either $5 or 3% of the amount of each transfer, whichever is greater. 15.24% – 19.24% Variable $0 for the first year, then $95 2X miles for every eligible $1 spent on Delta Air Lines and Delta Vacations purchases. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months. Earn $50 statement credit after you make a Delta purchase with your new Card within your first 3 months You can check your first bag for free and save up to $50 on a round-trip Delta flight Apply
American Express® Premier Rewards Gold Card $0 for the first year, then $175 Earn 3X points for flights booked with airlines.2X points at US gas stations and US Supermarkets.

1X points on other purchases

Earn 25,000 points after spending $2,000 on purchases on your new Card in your first 3 months Get 15,000 points after spending $30,000 in purchases on the Card in one year. Apply
United MileagePlus® Explorer Card Either $5 or 3% of the amount of each transfer, whichever is greater 15.24% Variable $0 for the first year, then $95 Earn 2X miles for each $1 spent on tickets purchased from United.1mile per $1 on all other purchases. Earn 30,000 bonus miles after you spend $1,000 in the first 3 months.Earn 5,000 additional bonus miles after you make a Card purchase and add an authorized user to your account during your first 3 months as a Cardmember. Earn 10,000 bonus miles every year you spend at least $25,000 Apply
Marriott Rewards® Premier Credit Card Either $5 or 3% of the amount of each transfer, whichever is greater 15.24% Variable $0 for the first year, then $85 5X points for every $1 spent at over 3,700 Marriott locations.2X points for every $1 spent on airline tickets purchased directly with the airline, and at car rental agencies & restaurants.

1X point for every $1 spent on purchases anywhere else

Earn 50,000 Points after spending $1,000 in your first 3 months 15 Elite credits toward your next membership level after account approval and every year after account anniversary Apply
Citi® Hilton HHonorsTM Reserve Card Either $5 or 3% of the amount of each transfer, whichever is greater. 15.24% Variable $95 10 HHonors Bonus points per $1 spent on hotel stays within the Hilton HHonors portfolio.5 HHonors Bonus points per $1 spent on airline and car rental purchases.

3HHonors Bonus points per $1 spent on all other eligible purchases

Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening. Earn an upgrade to HHonors Diamond status when you make $40,000 or more in eligible purchases with your card each calendar yearEarn an anniversary bonus of one weekend night (standard room, double occupancy), at select hotels and resorts within the Hilton HHonors portfolio when you spend $10,000 or more on eligible purchases each cardmembership year Apply
The Platinum Card® from American Express $450 Enjoy the benefits of distinction Earn 40,000 points  after you spend $3,000 on purchases on your new Card in your first 3 months. With the Platinum Card, you can receive up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight-change fees, and snacks. To receive the statement credit, you need to select a qualifying airline Apply
British Airways Visa Signature® Card Either $5 or 3% of the amount of each transfer, whichever is greater 15.24% Variable $95 2.5 Avios for every $1 spent on British Airways purchases.1.25 Avios for every $1 spent on all other purchases. 50,000 bonus Avios after making $2,000 in purchases within the first 3 months Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years. Apply
Chase Sapphire® Card Either $5 or 3% of the amount of each transfer, whichever is greater. 15.99% Variable $0 2X points on dining at restaurants.1X point on all other purchases.

Additional 1X per $1 spent when you book airfare & hotel accommodations through Chase Ultimate Rewards

10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening – that’s $100 in rewards.Earn 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening There are no limits to the number of points you can earn and points never expire Apply
LANPASS Visa Signature® Card Either 3% of the amount of each transfer or $5 minimum, whichever is greater 12.99% to 22.99%
% Variable
$0 for the first year, then $75 1 mile for every $1 in net purchases.2X Miles on LAN and TAM ticket purchases. 20,000 Bonus Miles with your first card use 4,000 Bonus Miles with your annual credit card renewal Apply
U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card  – $0 for the first year, then $49 Earn 1X FlexPoint for every $1 charged to your card.Earn 2X FlexPoints for every $1 spent on gas, grocery or airline purchases.

Earn 3X FlexPoints for your charitable donations.

Earn 20,000 enrollment FlexPoints with a new FlexPerks Travel Rewards Visa Signature card after you spend $3,500 in Net Purchases on your card Get 3,500 FlexPoints each cardmember year your spend $24,000 in net purchases Apply
LifeMiles Visa Signature® Card Either 3% of the amount of each transfer or $5 minimum, whichever is greater 12.99% – 22.99% Variable $0 for the first year, then $75 Earn 1 LifeMile for every $1 you spend in net purchases.2X LifeMiles on Avianca ticket purchases 20,000 bonus LifeMiles after your first card use 6,000 bonus LifeMiles with your annual credit card renewal Apply
SKYPASS Visa® Signature Credit Card Either 3% of the amount of each transfer or $5 minimum, whichever is greater 12.99% – 19.99% Variable $80 1 mile for every net $1 in purchases.2X Miles on Korean Air ticket purchases 15,000 SKYPASS Bonus Miles after your first purchase 2,000 Bonus Miles at renewal.2 Korean Air VIP Lounge coupons each year Apply
Club CarlsonSM Premier Rewards Visa Signature® Card Either 3% of the amount of each transfer or $5 minimum, whichever is greater 13.99% – 22.99% Variable $75 10 points per $1 spent in eligible net purchases at participating Carlson Rezidor hotels.5 points per $1 spent in eligible net purchases everywhere else 50,000 Gold Points after your first purchase.35,000 points once you spend $2,500 on your card within the first 90 days 40,000 renewal bonus points  each year when you renew your card Apply
Visa® Black CardTM 0% for the first 12 months Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first twelve billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater) 14.99% Variable $495 ($195 for each Authorized User added to the account) Earn 25,000 bonus points when you spend $1,500 in the first 90 Days VIP Treatment at over 3,000 Properties
Unlimited VIP Airport Lounge Visits
Apply
Southwest Airlines® Rapid Rewards® Premier Card Either $5 or 3% of the amount of each transfer, whichever is greater 15.99% Variable $99 Earn 2 points for every $1 you spend on Southwest Airlines and AirTran Airways purchases made directly with the airlines.2 points per $1 you spend on Southwest Rapid Rewards Hotel and Car Rental Partner purchases.

Earn 1 point for every $1 you spend on all other purchases

Earn 25,000 bonus points after you spend $1,000 on purchases in the first 3 months of opening your account 6,000 bonus points after your Cardmember Anniversary.  Apply

Disclaimer: We do what we can to keep this list updated, but sometimes info may still be out of date. Please check the card issuers website to ensure the data is still correct. If you notice any incorrect data, it would be appreciated if you shoot us an e-mail about it.

This list was last updated July 3rd, 2014.

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